Lumpsum Investment Calculator
Calculate returns on a one-time lump sum investment in mutual funds or other instruments. See how your money grows over time.
Results
Maturity Value
₹0
Total Returns
₹0
Absolute Return
0.00%
How to Use Lumpsum Investment Calculator
- 1
Enter the one-time investment amount
- 2
Specify expected annual return rate
- 3
Choose investment duration
- 4
View maturity value and returns
Lumpsum Investment Calculator Formula
A = P × (1 + r)^t, where A = Maturity Amount, P = Principal, r = Annual Return Rate, t = Time in YearsExample Calculation
Input Values
Investment Amount
₹1,00,000
Expected Return Rate
12 %
Investment Period
10 years
Results
Maturity Value
₹3,10,585
Total Returns
₹2,10,585
Absolute Return
210.58%
Frequently Asked Questions
Is lumpsum better than SIP?
Lumpsum works better in consistently rising markets. SIP is better for averaging out volatility over time.
When should I invest lumpsum?
Invest lumpsum when you have surplus funds and markets are relatively undervalued or you have a long investment horizon.
Can I convert lumpsum to SIP?
Yes, you can start with a lumpsum and set up an STP (Systematic Transfer Plan) to gradually move money into equity funds.