investments Calculator

SIP Calculator

Plan your Systematic Investment Plan (SIP) and see how your investments grow over time with the power of compounding. Calculate expected returns on mutual fund investments.

₹10,000
₹500₹1,00,00,000
%
150
years
140

Results

Invested Amount

₹0

Estimated Returns

₹0

Total Value

₹0

How to Use SIP Calculator

  1. 1

    Enter your monthly SIP investment amount

  2. 2

    Specify the expected annual return rate

  3. 3

    Choose your investment duration in years

  4. 4

    View your potential wealth accumulation

SIP Calculator Formula

M = P × ({[1 + i]^n – 1} / i) × (1 + i), where M = Maturity Amount, P = Monthly Investment, i = Monthly Interest Rate, n = Number of Months

Example Calculation

Input Values

Monthly Investment

₹10,000

Expected Return Rate

12 %

Investment Period

10 years

Results

Invested Amount

₹12,00,000

Estimated Returns

₹11,23,391

Total Value

₹23,23,391

Frequently Asked Questions

What is SIP?

SIP stands for Systematic Investment Plan. It allows you to invest a fixed amount regularly in mutual funds, helping you build wealth over time through disciplined investing.

Is SIP better than lump sum investment?

SIP helps average out market volatility through rupee cost averaging. Whether it's better depends on market conditions and your investment goals.

Can I modify my SIP amount?

Yes, most mutual funds allow you to increase, decrease, pause, or stop your SIP investments as per your convenience.