budget Calculator

Net Worth Calculator

Calculate your total net worth by subtracting liabilities from assets. Track your financial progress over time.

₹5,00,000
₹0₹1,00,00,00,000
₹20,00,000
₹0₹1,00,00,00,000
₹50,00,000
₹0₹1,00,00,00,000
₹30,00,000
₹0₹1,00,00,00,000

Results

Total Assets

₹0

Net Worth

₹0

Debt to Asset Ratio

0.00%

How to Use Net Worth Calculator

  1. 1

    List all your assets with current values

  2. 2

    Add up all liabilities

  3. 3

    Calculate your net worth

  4. 4

    Track changes over time

Net Worth Calculator Formula

Net Worth = Total Assets - Total Liabilities

Example Calculation

Input Values

Cash & Savings

₹5,00,000

Investments (MF, Stocks, FD)

₹20,00,000

Property & Assets Value

₹50,00,000

Total Liabilities (Loans, Debt)

₹30,00,000

Results

Total Assets

₹75,00,000

Net Worth

₹45,00,000

Debt to Asset Ratio

40%

Frequently Asked Questions

What is a good net worth?

A common benchmark: Net worth should equal (Age - 25) × Annual Income / 5. Higher is better.

Should I include my home in net worth?

Yes, but track liquid net worth (excluding home) separately for a clearer financial picture.

How often should I calculate net worth?

Monthly or quarterly tracking helps monitor progress and identify trends.