PPF Calculator
Calculate maturity amount for Public Provident Fund (PPF). PPF is a government-backed, tax-free savings scheme with 15-year lock-in.
Results
Maturity Amount
₹0
Total Deposited
₹0
Total Interest Earned
₹0
How to Use PPF Calculator
- 1
Enter yearly deposit (max ₹1.5 lakh)
- 2
Current PPF rate is 7.1% (changes quarterly)
- 3
Minimum tenure is 15 years
- 4
View tax-free maturity amount
PPF Calculator Formula
FV = P × [(((1 + r)^n - 1) / r) × (1 + r)], where P = Yearly Deposit, r = Annual Rate, n = YearsExample Calculation
Input Values
Yearly Deposit
₹1,50,000
Interest Rate (Annual)
7.1 %
Investment Period
15 years
Results
Maturity Amount
₹40,71,990
Total Deposited
₹22,50,000
Total Interest Earned
₹18,21,990
Frequently Asked Questions
Is PPF interest taxable?
No, PPF interest and maturity amount are completely tax-free under Section 80C.
Can I withdraw from PPF before maturity?
Partial withdrawal is allowed from 7th year onwards. Premature closure is allowed only after 5 years under specific conditions.
Can I extend PPF after 15 years?
Yes, PPF can be extended in blocks of 5 years with or without fresh contributions.