NPS Calculator
Calculate expected corpus and pension from National Pension System (NPS). Plan your retirement with this government-backed scheme.
Results
Expected Corpus
₹0
Total Contribution
₹0
Estimated Monthly Pension
₹0
How to Use NPS Calculator
- 1
Enter your monthly NPS contribution
- 2
Input your current age
- 3
Specify retirement age (60-75)
- 4
View expected corpus and pension
NPS Calculator Formula
Corpus = Monthly × [{(1 + r)^n - 1} / r] × (1 + r); Pension from 40% annuity purchaseExample Calculation
Input Values
Monthly Contribution
₹10,000
Current Age
30 years
Retirement Age
60 years
Expected Return
10 %
Results
Expected Corpus
₹2,27,93,216
Total Contribution
₹36,00,000
Estimated Monthly Pension
₹91,173
Frequently Asked Questions
What are NPS tax benefits?
Contribution up to ₹1.5 lakh under 80CCD(1) and additional ₹50,000 under 80CCD(1B) are tax deductible.
Can I withdraw from NPS before 60?
After 3 years, you can withdraw 25% for specific purposes. Full exit before 60 requires 80% annuity purchase.
What is the minimum contribution?
Minimum ₹500 per contribution and ₹1,000 per year for Tier 1 NPS account.