Retirement Savings Calculator
Calculate how much you need to save for retirement. Plan your retirement corpus based on your lifestyle and life expectancy.
Results
Required Corpus
₹0
Monthly Expenses at Retirement
₹0
Monthly Savings Needed
₹0
How to Use Retirement Savings Calculator
- 1
Enter your current age and retirement age
- 2
Input current monthly expenses
- 3
Specify expected inflation and investment returns
- 4
View required corpus and monthly savings
Retirement Savings Calculator Formula
Corpus = (Annual Expenses at Retirement × 25) considering inflation and post-retirement returnsExample Calculation
Input Values
Current Age
30 years
Retirement Age
60 years
Current Monthly Expenses
₹50,000
Expected Inflation
6 %
Investment Return
10 %
Results
Required Corpus
₹5,16,98,917
Monthly Expenses at Retirement
₹2,87,175
Monthly Savings Needed
₹23,000
Frequently Asked Questions
What is the 25x rule for retirement?
The 25x rule suggests you need 25 times your annual expenses as retirement corpus to safely withdraw 4% per year.
Should I account for inflation?
Yes, inflation significantly impacts retirement planning. ₹50,000 today will be worth much less in 30 years.
How much should I save monthly?
Aim to save 15-20% of income for retirement. Start early to benefit from compounding.